Creating an estate plan is one of the most important things you can do for yourself and your loved ones. But when should you actually get around to doing it? 

This can be a difficult question to answer, but there are some general guidelines you can follow. Significant life events call for an estate plan, such as:

You reach the age of 18

Many people believe that estate planning is only for the elderly or the wealthy. However, the truth is that everyone can benefit from having an estate plan in place. While it may be tempting to put off creating an estate plan, the truth is that it is never too early to start. Unexpected tragedies can happen at any age, and it's essential to be prepared. 

You get married or enter into a civil partnership

If you are married or in a civil partnership, creating an estate plan is especially important, as it can help to protect your spouse or partner in the event of your death. By specifying your wishes, it can prevent conflict among loved ones.  

If you have children

In the event of your death, you will want to make sure that your children are provided for financially and decide who will serve as their legal guardians.

Everyone's estate planning needs are different, but no matter where you are in life, you'll want to make sure your affairs are in order in case something happens to you. Creating an estate plan provides peace of mind for you and your loved ones. Your first step should be contacting a legal representative who can help you create a plan that fits your unique needs.